That's because with a SIPP you can draw an income from your personal pension fund and continue working.
You may want to draw up to 25% of your fund as tax free cash lump sum and leave the remainder invested until you need an income.
The Harsant SIPP is completely flexible;
| Contributions |
Made as and when you want with tax relief at your higher rate of tax. So if you are a 40% tax payer for every £60 you contribute to your fund the government will add £40.
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| Investment |
You choose where to invest your money* and with the Harsant SIPP you will receive regular statements of how your fund is performing and an annual review. Investment opportunities include commercial property.
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| Income |
At any age after your 55th birthday (50 before 2010) you can take up to 25% of the value of your fund as a tax free lump sum. You can use the rest to purchase an annuity or leave the remaining funds invested and draw an income directly from your SIPP.
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| In the end |
If you should die before using your SIPP funds the remainder can be passed to your relatives, friends or favourite charity** |
When and how do you get started?
The sooner the better! The younger you start the more of your savings will be compounded.
has a fixed annual fee which reflects the level of work involved and not the value of the fund. With the Harsant Premier SIPP you are free to choose (subject to HMRC approval) where your fund is invested.
Click on the links to find out more about and the Harsant .
Please call us today on 0151 648 7615 or contact us by
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